This Travel Protection Program is for US Residents traveling to worldwide destinations (not subject to published travel restrictions). Play Travel - Standard Standard has insurance that is underwritten by United States Fire Insurance Company of Morristown, New Jersey 07960.
Select Your State of Residence to View your Sample Plan Document and Schedule of Benefits:
AK | AL | AR | AZ | CA | CO | CT | DC |
DE | FL | GA | HI | IA | ID | IL | IN |
KS | KY | LA | MA | MD | ME | MI | MN |
MS | MO | MT | NC | ND | NE | NV | NH |
NJ | NM | NY | OH | OK | OR | PA | RI |
SC | SD | TN | TX | UT | VA | VT | WA |
WV | WI | WY |
Canadian Residents - click here
*Schedule of Benefits - All references to currency are in United States dollars.
SECTION IV Travel Arrangement Protection Benefit(s) |
Maximum Benefit Amount |
Trip Cancellation | 100% of non-refundable insured Trip Cost up to a maximum of $100,000 |
Trip Interruption | 100% of non-refundable insured Trip Cost up to a maximum of $100,000 |
Trip Delay | $600 |
Single Supplement | Included |
Medical Evacuation and Repatriation of Remains
Medical Evacuation Medically Necessary Repatriation and |
up to $250,000
included included |
Ancillary Medical Evacuation Transportation of Children & Child Bedside Visit Transportation to Join You |
up to $10,000 included included included |
SECTION V Protection For Your Belongings Benefit(s) |
Maximum Benefit Amount |
Baggage and Personal Effects |
up to $1,000 subject to per item maximum of $300 |
Items subject to Special Limitations |
$500 maximum combined |
Sports Equipment Rental |
up to $1,000 |
Baggage Delay (12 hours) |
up to $1,000 |
SECTION VI Travel Insurance Benefit(s) |
Maximum Benefit Amount |
Emergency Accident & Sickness Medical
Expense Dental Expense sublimit |
up to $25,000
up to $500 |
SECTION VII Accidental Death and Dismemberment Benefit(s) |
Maximum Benefit Amount |
Accidental Death and Dismemberment |
Aggregate $100,000 |
24-Hour |
$25,000 |
Exposure |
Included |
Disappearance |
Included |
* Maximum Eligible Trip Cost is $100,000.
* Maximum Eligible Length of Trip is one hundred ten (110) days.
*15 day free look included in all states except Washington state; in Washington state the free look is 14 days.
*The Optional Benefit(s) listed in the schedule of benefits or plan are applicable only when specifically requested on the enrollment document(s) and applicant-purchaser have paid the additional cost and the purchase is confirmed on the confirmation of benefits delivered to the applicant-purchaser.
Who Is Eligible For Coverage
A person who is booked to travel on a Trip and pays the required plan cost is covered under this plan.
Non-Refundable Provision
After the 15-day free-look review period, the cost for this plan is non-refundable.
* PRE-EXISTING MEDICAL CONDITION EXCLUSION WAIVER
The Pre-Existing Medical Condition exclusion will be waived by the Insurer if all of the following conditions are met:
a. Your payment for this plan and enrollment form is received within the Time Sensitive Period; and
b. You or Your Traveling Companion, are medically able and not disabled from travel at the time Your plan cost is paid based on assessment of a Physician.
This Schedule is only a partial summary of your coverage benefits, and may vary by state. Your coverage benefits, including any exclusions, conditions and limitations, are described in full in the plan document, a copy of which will be emailed or mailed to you upon purchase (click "View Sample Certificate of Coverage" to view a sample). If you do not receive a copy, or want a replacement, please call (843) 286-5144 or email your request to [email protected].
This Program is provided only via licensed agents or authorized referral affiliates.
Plan Cost: 7.00% of Reservation Total
While on your trip: 24/7 Emergency Travel Assistance Call:
- 24/7 Non-Insurance Emergency Assistance:
- Within U.S./Canada: (833) 425-5099
- Outside U.S./Canada: (603) 952-2684
- Claims questions:
- Within U.S./Canada: (833) 610-0736
- Outside U.S./Canada: (843) 494-5909
- Policy & Coverage questions:
- Within U.S./Canada: (833) 610-0736
- Outside U.S./Canada: (843) 494-5909
GENERAL DISCLOSURES
This website contains highlights of the plans developed by InsureStays, which include travel insurance coverages underwritten by United States Fire Insurance Company (“USF”), Principal Office located in Morristown, New Jersey, under form series [[T7000 et al,]] T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by On Call International.
The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions.
In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact InsureStays (CA license number 0M14453), by mail at PO Box 4744, Pawleys Island, SC 29585, by phone at (843) 286-5144, or by email at [email protected].
While InsureStays markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by InsureStays, and InsureStays does not receive compensation from USF for providing the non-insurance components of the plans.